IDFC First Bank has entered the secured credit cards space with IDFC WOW credit card. At present on the bank’s website says “Express Interest”. That means the bank has not started issuing the credit card yet but is only inviting interest as of now.However, the card should be launched in July or August. How good is […]
Tag: Credit Cards
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Get to know the hidden T&Cs and fine prints of Slice, PostPe, Uni 1/3rd and other credit line cards before applying for them.Nowadays, credit line cards such as Slice, PostPe, Uni 1/3rd cards are doing a lot of marketing and positioning themselves as alternatives to credit cards. Therefore, why not look at some of their […]
Uni 1/3rd card is a unique Buy Now Pay Later (BNPL) product that allows you to split all your spending into 3 EMIs for free. Basically, all the spending done in a month can be paid back in 3 equal monthly instalments without any interest or charges. However, if you decide to pay in full, […]
2021 promises to be a good year in terms of credit card launches. In the first 3 months, we have already seen a few good launches i.e. SBI Aurum credit card and 4 credit cards from IDFC First Bank. In the rest of the year, I expect around 6 new card launches to happen. Below […]
American Express, Axis Bank, Citibank, Credit Card Hack, Hack, HDFC Bank, ICICI Bank, IDFC First Bank, OneCard, SBI, Yes Bank
My credit card strategy 2021
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards […]
Amex Platinum Travel credit card is one of the most rewarding cards available in India. It offers a reward rate of up to 6%, which is one of the highest in the market. These kinds of reward rates would convince anyone to take this card; however, a high annual fee of 5,000+ taxes acts as […]
SBI Simply Save credit card is yet another entry-level credit card from SBI. If one imagines the Simply Save and Simply Click credit cards as the actors in the popular sitcom Two and a Half Men Simply Save would be the poor younger brother Alan Harper and Simply Click would be the popular and suave […]
RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that […]
Airline Card, Bank, Card Review, HDFC Bank, Indigo
6E Rewards Ka-Ching credit cards by HDFC & Indigo
HDFC & Indigo airlines have launched 2 6E Rewards Ka-Ching credit cards. Ka-Ching??? what’s that? Well, HDFC Bank says it is the sound of cash. Okay, we will take their word for it. 😀 The Ka-Ching credit cards come in 2 variants, 6E Rewards, the base variant (annual fee INR700) and 6E Rewards XL the […]
Amex SmartEarn credit card is an entry-level offering from American Express, it comes with low annual fees and low annual spend threshold for fee waiver. This card is primarily targeted towards the masses, who want to own a American Express credit card, but don’t want to pay high annual fees or don’t want to spend […]
Amex has introduced a new reward redemption option at 12,000 MR points for a statement credit of INR 5310. Recently, I was having a word with Amex customer care to adjust my 18,000 MR rewards points for a statement credit of 7,500 on my Amex MRCC credit card (Detailed review here and more about the […]
American Express, Axis Bank, Citibank, Compare, HDFC Bank, ICICI Bank, SBI, Stanchart, Travel Hack, Yes Bank
Best Credit Cards for Lounge access in 2020
I am usually very excited about air travel, maybe the child in me has not grown up yet :D. Apart from the flight, another exciting part of air travel is the airport lounge, where one can relax and grab something to eat and drink, free of course. :D. Well, to get free airport lounge access […]
Air India, Air Vistara, Airline Card, Axis Bank, Bank, Card Review, Compare, HDFC Bank, SBI
Best Travel Credit Cards in India for 2020
After writing on Air Vistara credit cards last week, I thought of figuring out the best travel credit cards available in India. Simply because when we go on vacation or travel, the single largest expense is the flight cost. While there are only 2 full-service domestic airlines in India that offer air-miles, the travel credit […]
Air Vistara, Airline Card, Axis Bank, Bank, Card Review, Compare, SBI
Air Vistara credit cards – Detailed comparison
Air Vistara has recently launched two new co-branded credit cards in tie-up with SBI. The SBI Club Vistara Prime credit card and SBI Club Vistara credit card. Given that Air Vistara already has three credit cards in tie-up with Axis Bank. The Axis Bank Air Vistara Infinite credit card, Axis Bank Air Vistara Signature credit […]
Bank, Card Review, Citibank, Credit Card Hack, Hack
Citibank Premiermiles: How I saved 100,000 last year on it
I love minting credit card points and I do so by putting my every expense on credit card. Last year, I saved nearly 100,000 on my Citibank Premiermiles card alone. Below are the details on how I did it. Redeemed Citibank Premiermiles point for flight tickets on MMT Citibank Premiermiles reward points offer the best […]
It is a well-known fact that HDFC Diners Club offers the best rewards among all Indian credit cards. Their 10x program at present is unbeatable. Recently, HDFC launched a new credit card with Diners Club, the HDFC Diners Club Privilege. This card is a mix of Diners Club Black card and Diners Club Miles. Also, […]
American Express, Axis Bank, Bank, Card Review, Citibank, Compare, HDFC Bank, ICICI Bank, Indusind, Yes Bank
Best super premium credit cards in India
Banks offer a bouquet of credit cards suitable for a wide range of audiences, from entry level cards to super premium credit cards. Well, I did write about a few entry-level credit cards here, it’s now turn to look at the other extreme, the best super premium credit cards available in India. Banks look to […]
American Express Membership Reward card (Amex MRCC) is one card that I recommend everyone should keep in one’s wallet, without fail. Not only this card gives a status symbol of using an Amex card but also the reward rate and features of the card are among the best in class. About the Amex Membership Reward […]
Just a few days back HDFC Bank launched its Millennia Credit Card (Read review here) and now StanChart has launched its DigiSmart Credit Card again targeting millennials (aka people who like to spend more online) About the StanChart DigiSmart Credit Card StanChart DigiSmart Credit card is an entry-level credit card that means it has low […]
Axis Bank, Bank, Compare, HDFC Bank, ICICI Bank
Axis Flipkart – ICICI Amazon – HDFC Millennia cards comparison
With the launch of HDFC Millennia credit cards, all the top banks have launched cards targeting youth aka millennials. The target segment here is the customer base who tends to shop a lot more online on website such as Flipkart, Amazon, MMT, GoIbibo etc. Thus, this makes it an apt time to compare the three […]
