Airtel Axis Bank Credit Card is a co-brand credit card between Axis Bank and Airtel. I believe this is the first co-brand credit card by a telecom company in India. The USP of the Airtel credit card is that offers 25% cashback on Airtel bill payments and 10% cashback on utility bill payments. Exciting, right? […]
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Airtel Credit Card Detailed Review – 2023
A good credit score and income proof are fundamental to get a credit card. However, individuals who are newly employed, senior citizens, or freelancers may not always be eligible for a credit card for various reasons, such as lack of credit history or proof of stable income. These are legitimate concerns when the bank evaluates […]
IDFC First Bank has entered the secured credit cards space with IDFC WOW credit card. At present on the bank’s website says “Express Interest”. That means the bank has not started issuing the credit card yet but is only inviting interest as of now.However, the card should be launched in July or August. How good is […]
Get to know the hidden T&Cs and fine prints of Slice, PostPe, Uni 1/3rd and other credit line cards before applying for them.Nowadays, credit line cards such as Slice, PostPe, Uni 1/3rd cards are doing a lot of marketing and positioning themselves as alternatives to credit cards. Therefore, why not look at some of their […]
Uni 1/3rd Card is a unique Buy Now Pay Later (BNPL) product that allows you to split all your spending into 3 EMIs for free. Basically, all the spending done in a month can be paid back in 3 equal monthly instalments without any interest or charges. However, if you decide to pay in full, […]
2021 promises to be a good year in terms of credit card launches. In the first 3 months, we have already seen a few good launches i.e. SBI Aurum credit card and 4 credit cards from IDFC First Bank. In the rest of the year, I expect around 6 new card launches to happen. Below […]
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My credit card strategy 2021
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards […]
Amex Platinum Travel credit card is one of the most rewarding cards available in India. It offers a reward rate of up to 6%, which is one of the highest in the market. These kinds of reward rates would convince anyone to take this card; however, a high annual fee of 5,000+ taxes acts as […]
SBI Simply Save credit card is yet another entry-level credit card from SBI. If one imagines the Simply Save and Simply Click credit cards as the actors in the popular sitcom Two and a Half Men Simply Save would be the poor younger brother Alan Harper and Simply Click would be the popular and suave […]
RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that […]