Best credit card reviews India | Best site for credit cards offers,tips & tricks and hacks in India

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American Express, Credit Card Hack, Hack, HDFC Bank, Misc

Pay Insurance Premium using Credit Cards

Let’s discuss the best ways to pay insurance premium using credit cards and earn reward points/cash back on the same. Over the next few months, we all will have a hefty insurance premium due on us. Typically, a household’s annual insurance premiums would easily be above 100k+. Given that we all have those dreaded LIC […]

Paris Olympics Featured

American Express, Bank, Hack, HDFC Bank, Travel Hack

How credit card reward points can offer you free Paris Olympics trip?

We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to […]

Amazon Gift Cards

Axis Bank, Citibank, Credit Card Hack, HDFC Bank

How to buy Amazon Gift Cards at 5%-33% discount?

Given the ever-increasing acceptability of the AmazonPay wallet, it is becoming a go-to wallet for many. Amazon wallet can be used with a wide range of merchant payments and use cases, including bill payments, insurance payments, travel booking, food orders etc apart from paying for Amazon purchases. I prefer to load my Amazon wallet using […]

Credit Card Strategy

American Express, Axis Bank, Citibank, Credit Card Hack, Hack, HDFC Bank, ICICI Bank, IDFC First Bank, OneCard, SBI, Yes Bank

My credit card strategy 2021

In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards […]

IDFC Bank Credit Cards

Bank, Credit Card Hack, IDFC First Bank

IDFC First credit card – Tricks to get the approval

After the detailed review on IDFC First credit cards; I got a few queries on how to apply for the card and any tricks to get the approval. Since for me the IDFC First credit card was sort of pre-approved, I dont know of any tricks to get the approval quickly. However, I came along […]

Credit Card Hack, Hack, Misc, Offers

Rent payment using credit card offers – 2020

During these COVID times, rent payment using credit card has become a thriving segment for banks and rent payment platforms. Not only have many platforms come up for rent payment in the last few months, but also many credit card issuers have introduced multiple offers for rent payment. Check out the best platforms for rent […]

How to choose credit cards

Credit Card Hack, Hack

How to choose best credit cards in India?

If you are looking to choose credit cards in India, you will be overwhelmed by the options available. Firstly, there are around 30 banks offering credit cards and each bank has several variants. For eg. SBI alone has 42 different credit cards variant to offer. Further, there’s no one-size-fits-all credit card, so the best credit […]

Credit Card Hacks

Credit Card Hack, Hack

Cool credit card hacks

In this post, I will list down a few cool credit card hacks that I have come across. These hacks include ways to extend your reward points’ validity, ways to upgrade to a premium credit card, maximise reward points and specific TnC of some cards. Kindly bookmark this post as I will keep on updating […]

Rent Payment Offers

Compare, Credit Card Hack, Hack, Misc

Pay rent using credit cards – Which are the best options?

Seems like many fintechs have taken the fancy of allowing users to pay rent using credit cards, and rightly so. Given the cash crunch due to the current lockdown, paying rent using a credit card can provide much-needed liquidity to users. When I last wrote on this topic, there were only two credible options- RedGiraffe […]

Credit Card bill interest calculation

Credit Card Hack, Hack, Misc

Despite RBI moratorium, pay your full credit card bill

RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that […]

Forex Cards

Compare, HDFC Bank, ICICI Bank, Misc, Travel Hack, Yes Bank

Forex Cards: Niyo Global vs Other Forex Cards

Recently, a friend asked me about the best forex cards available in the market. Although I was sure that Niyo Global is the best forex card but just to convince him I did a data comparison on forex cards of major Indian banks. While the concept of forex cards is simple and straightforward. Their only […]

Compare, Credit Card Hack, Hack, Misc

Pay house rent via credit cards- RedGiraffe vs NoBroker

Nowadays one can swipe credit cards for literally everything. However, are you aware that one can pay house rent via credit cards too? Well, there are multiple options available that allows one to make house rent payment via credit cards. Benefits of paying house rent via credit cards The obvious benefit of using credit cards […]

Best Credit Cards for Lounge Access

American Express, Axis Bank, Citibank, Compare, HDFC Bank, ICICI Bank, SBI, Stanchart, Travel Hack, Yes Bank

Best Credit Cards for Lounge access in 2020

I am usually very excited about air travel, maybe the child in me has not grown up yet :D. Apart from the flight, another exciting part of air travel is the airport lounge, where one can relax and grab something to eat and drink, free of course. :D. Well, to get free airport lounge access […]

Easy redemption on MakeMyTripz

Bank, Card Review, Citibank, Credit Card Hack, Hack

Citibank Premiermiles: How I saved 100,000 last year on it

I love minting credit card points and I do so by putting my every expense on credit card. Last year, I saved nearly 100,000 on my Citibank Premiermiles card alone. Below are the details on how I did it. Redeemed Citibank Premiermiles point for flight tickets on MMT Citibank Premiermiles reward points offer the best […]

Credit Card Hack, Hack

Deal Stacking – Get minimum 10% savings on every spend

Deal stacking/offer stacking/ reward stacking is simply combining multiple offers/coupons or reward points to maximize savings on one’s spend. I believe that despite seemingly tedious at first and low savings, say like ~2%; deal stacking offers combined savings of 10%+, which is a pretty good rate of savings if done on a consistent basis. General […]

Card Review, Travel Hack

NiYO Global: Best forex card currently in India

Staying with my recent Singapore visit, another way I saved money was on my forex card. While searching for forex cards I came across this unique offering from NiYO Global. NiYO promises forex conversion at Visa rates without any mark-up, currency conversion charges or taxes etc. I used NiYO Global card extensively in Singapore and […]

Travel Hack

Incoming international SMS are free on Indian SIM

Well, this might common knowledge for many out there, but I was pleasantly surprised to know that incoming international SMS are free while traveling abroad from India. Whether on a Postpaid or a Prepaid connection, one just needs to activate international roaming on the phone. When planning my vacation to Singapore, I was worried about […]

Travel Hack

Singapore for 2 @ 94k, courtesy Citi and Yes credit card

While we were planning a week long trip to Singapore this June, we got quotes from websites, vacation planners, tour operators etc. All of them were broadly in the range of 60-70k/person (i.e. 120-140k for a couple) and despite that they neither cover all the places we wanted to visit nor the entire cost. What […]