Let’s discuss the best ways to pay insurance premium using credit cards and earn reward points/cash back on the same. Over the next few months, we all will have a hefty insurance premium due on us. Typically, a household’s annual insurance premiums would easily be above 100k+. Given that we all have those dreaded LIC […]
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American Express, Bank, Hack, HDFC Bank, Travel Hack
How credit card reward points can offer you free Paris Olympics trip?
We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to […]
Given the ever-increasing acceptability of the AmazonPay wallet, it is becoming a go-to wallet for many. Amazon wallet can be used with a wide range of merchant payments and use cases, including bill payments, insurance payments, travel booking, food orders etc apart from paying for Amazon purchases. I prefer to load my Amazon wallet using […]
American Express, Axis Bank, Citibank, Credit Card Hack, Hack, HDFC Bank, ICICI Bank, IDFC First Bank, OneCard, SBI, Yes Bank
My credit card strategy 2021
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards […]
After the detailed review on IDFC First credit cards; I got a few queries on how to apply for the card and any tricks to get the approval. Since for me the IDFC First credit card was sort of pre-approved, I dont know of any tricks to get the approval quickly. However, I came along […]
During these COVID times, rent payment using credit card has become a thriving segment for banks and rent payment platforms. Not only have many platforms come up for rent payment in the last few months, but also many credit card issuers have introduced multiple offers for rent payment. Check out the best platforms for rent […]
If you are looking to choose credit cards in India, you will be overwhelmed by the options available. Firstly, there are around 30 banks offering credit cards and each bank has several variants. For eg. SBI alone has 42 different credit cards variant to offer. Further, there’s no one-size-fits-all credit card, so the best credit […]
In this post, I will list down a few cool credit card hacks that I have come across. These hacks include ways to extend your reward points’ validity, ways to upgrade to a premium credit card, maximise reward points and specific TnC of some cards. Kindly bookmark this post as I will keep on updating […]
Seems like many fintechs have taken the fancy of allowing users to pay rent using credit cards, and rightly so. Given the cash crunch due to the current lockdown, paying rent using a credit card can provide much-needed liquidity to users. When I last wrote on this topic, there were only two credible options- RedGiraffe […]
RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that […]
Compare, HDFC Bank, ICICI Bank, Misc, Travel Hack, Yes Bank
Forex Cards: Niyo Global vs Other Forex Cards
Recently, a friend asked me about the best forex cards available in the market. Although I was sure that Niyo Global is the best forex card but just to convince him I did a data comparison on forex cards of major Indian banks. While the concept of forex cards is simple and straightforward. Their only […]
Nowadays one can swipe credit cards for literally everything. However, are you aware that one can pay house rent via credit cards too? Well, there are multiple options available that allows one to make house rent payment via credit cards. Benefits of paying house rent via credit cards The obvious benefit of using credit cards […]
American Express, Axis Bank, Citibank, Compare, HDFC Bank, ICICI Bank, SBI, Stanchart, Travel Hack, Yes Bank
Best Credit Cards for Lounge access in 2020
I am usually very excited about air travel, maybe the child in me has not grown up yet :D. Apart from the flight, another exciting part of air travel is the airport lounge, where one can relax and grab something to eat and drink, free of course. :D. Well, to get free airport lounge access […]
Bank, Card Review, Citibank, Credit Card Hack, Hack
Citibank Premiermiles: How I saved 100,000 last year on it
I love minting credit card points and I do so by putting my every expense on credit card. Last year, I saved nearly 100,000 on my Citibank Premiermiles card alone. Below are the details on how I did it. Redeemed Citibank Premiermiles point for flight tickets on MMT Citibank Premiermiles reward points offer the best […]
Deal stacking/offer stacking/ reward stacking is simply combining multiple offers/coupons or reward points to maximize savings on one’s spend. I believe that despite seemingly tedious at first and low savings, say like ~2%; deal stacking offers combined savings of 10%+, which is a pretty good rate of savings if done on a consistent basis. General […]
Staying with my recent Singapore visit, another way I saved money was on my forex card. While searching for forex cards I came across this unique offering from NiYO Global. NiYO promises forex conversion at Visa rates without any mark-up, currency conversion charges or taxes etc. I used NiYO Global card extensively in Singapore and […]
Well, this might common knowledge for many out there, but I was pleasantly surprised to know that incoming international SMS are free while traveling abroad from India. Whether on a Postpaid or a Prepaid connection, one just needs to activate international roaming on the phone. When planning my vacation to Singapore, I was worried about […]
While we were planning a week long trip to Singapore this June, we got quotes from websites, vacation planners, tour operators etc. All of them were broadly in the range of 60-70k/person (i.e. 120-140k for a couple) and despite that they neither cover all the places we wanted to visit nor the entire cost. What […]
