Category Archives: Misc

Ibis Coimbatore City Centre Review 2025

By | April 1, 2025

I’m excited to kick off a new series where I’ll be sharing honest reviews of hotels I’ve stayed in. While I may not always redeem points for these stays, I’ll cover comfort, amenities, service, and how your credit card spending helps you rack up points for future travels. Stay tuned for simple, crisp reviews to help you plan… Read More »

Credit Card Reward Calculator by ccreward.app

By | December 14, 2024

For #ccgeeks, one of the most common issues is knowing the merchant MCC in advance. This is because card issuers offer reward points based on MCCs. Further, recently, card issuers have started explicitly excluding MCCs from earning reward points, e.g., rental platforms, and utilities. This is where ccreward.app calculator comes in handy. You must select your credit card,… Read More »

Amex Credit Cards 2024 – What is Amex Trifecta? How to value MRs & maximise them?

By | October 22, 2024

Amex credit cards are among the most versatile credit cards in India. I have been using Amex credit cards for almost a decade now. It started with Amex MRCC and later on, I took the Amex Plat Travel credit card. Very recently, I also took the Amex Gold Charge card. The reward rate for me on my Amex… Read More »

Niyo, Fi Money, Jupiter Money – Fine print

By | October 5, 2024

Niyo, Fi Money, Jupiter Money, Freo etc. are the neo-banks that claim to give a better banking experience than traditional banks. In fact, they are positioning themselves as an alternative to traditional banks. Thus I think this is an opportune time to look into the fine print and T&Cs of these neo-banks. The intention is to highlight the… Read More »

Why Should You Get a Travel Credit Card? Top Reasons That You Must Know

By | October 5, 2024

Nowadays, all the major banks and card issuers have started offering credit cards on the basis of different categories, like shopping, travel, movies, lifestyle, and many more. This is because different people have different spending habits and requirements, and choosing a card as per their needs helps them a lot in saving more & more. If you are… Read More »

Free CIBIL report in India – Every month

By | October 5, 2024

India has seen phenomenal growth in personal loans, credit cards and now BNPL in recent years. Thus, numerous websites and apps provide you free Cibil report every month. In this article, I share names of a few apps/websites that give you free Cibil report or score How to get a free CIBIL report? Numerous websites/apps give you free… Read More »

Lazypay, Slice, Postpe, Kreditbee – Fine prints & comparison

By | October 5, 2024

Given that credit line cards such as Lazypay, Slice, Postpe,  Kreditbee etc are making headlines nowadays. I decided to look at the fine prints of these cards and I was surprised by the permissions they seek. Further, I will highlight a few potential issues that you may face with your Cibil score if you have too many of… Read More »