I have been writing about earning reward points on credit cards for over 3 years now. However, one important aspect of earning reward points is to redeem them for travel, vouchers or cashback. With this Yatra on Points series, my attempt is to share redemption experiences. The idea is to show that while earning rewards points on credit… Read More »
Amex MRCC credit card, also known as the Amex Membership Rewards credit card is the most popular credit card in Amex India’s portfolio. Amex is now out of the RBI ban and can issue credit cards in India. Thus it’s an opportune time to revisit the Amex MRCC credit card. Should you apply for Amex MRCC? How does… Read More »
We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of credit card reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to accumulate… Read More »
Given the recent surge in domestic fuel prices, it makes sense to figure out the best fuel credit cards in India. Simply because using the right credit card at a petrol pump can help one save around 2-4% annually on one of the most inelastic expense. Given fuel expense is an inelastic expense it’s not surprising that nearly… Read More »
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards as mentioned below.… Read More »
Amex MRCC has announced changes in the reward structure from April 2021. In an email to its customers, Amex has outlined the changes. Below are all the details about the new changes, how they affect you as a cardholder, what could be Amex’s rationale behind the move and what should be your strategy with MRCC now. Amex MRCC… Read More »
Amex is changing redemption options for its Platinum Travel credit card effective 22nd Jan. While the change in redemption options is beneficial, in my view; however, this is accompanied by a minor devaluation in reward points’ value. I have reviewed the card here, and have also shared my experiences here. What are the existing redemption options and value?… Read More »
While doing the detailed review of Amex Platinum Travel credit card, I realised how good the product is. In a gist, it gives you ~5% reward rate on spending 4 lakhs in a year. Thus, I applied for it right away. In this post, I discuss my thoughts behind applying this card and the application process. Amex Platinum… Read More »
Amex Platinum Travel credit card is one of the most rewarding cards available in India. It offers a reward rate of up to 6%, which is one of the highest in the market. These kinds of reward rates would convince anyone to take this card; however, a high annual fee of 5,000+ taxes acts as a stumbling block… Read More »
Amex SmartEarn credit card is an entry-level offering from American Express, it comes with low annual fees and low annual spend threshold for fee waiver. This card is primarily targeted towards the masses, who want to own a American Express credit card, but don’t want to pay high annual fees or don’t want to spend a lot using… Read More »