I have been writing about earning reward points on credit cards for over 3 years now. However, one important aspect of earning reward points is to redeem them for travel, vouchers or cashback. With this Yatra on Points series, my attempt is to share redemption experiences. The idea is to show that while earning rewards points on credit… Read More »
I applied for an HSBC Platinum credit card last month and it was a spur of the moment decision without any thought or strategy on how I will maximise the benefits. Here I am, after a month, regretting about missing the welcome offers and realising that this card has a mediocre reward rate too. Reward rates are okay… Read More »
Rent payment being a major expense for most of us, it is always great if there are offers that allow us to save some money on it. Below are the ongoing rent payment offers on credit cards. I have been personally using credit cards to make rent payment for a few years now. Last year I had compared… Read More »
Citibank recently decided to exit the consumer banking business from 13 countries, including India. While this raises many questions, but a couple of important ones are what to do with existing Citi credit cards and reward points? Moreover, which alternate credit card to apply for? Below are my thoughts on these questions. Citi Credit Cards: What do with… Read More »
Given the recent surge in domestic fuel prices, it makes sense to figure out the best fuel credit cards in India. Simply because using the right credit card at a petrol pump can help one save around 2-4% annually on one of the most inelastic expense. Given fuel expense is an inelastic expense it’s not surprising that nearly… Read More »
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards as mentioned below.… Read More »
Citibank Rewards Credit Card is an entry-level credit card from Citibank designed for frequent shoppers. This credit card comes with a low annual fee with easy to achieve the target for the fee waiver. Since Citibank Rewards credit card targets frequent shoppers it offers accelerated reward points on spends at apparel and department stores. So, does this credit… Read More »
I love minting credit card points and I do so by putting my every expense on credit card. Last year, I saved nearly 100,000 on my Citibank Premiermiles card alone. Below are the details on how I did it. Redeemed Citibank Premiermiles point for flight tickets on MMT Citibank Premiermiles reward points offer the best value (1 point=45paise)… Read More »
Citibank has announced changes to its reward program and excluded many major categories from it, effective from 12th October 2019. Personally, Citibank is my primary card (till now that is) because of its simplicity. One gets reward points for all the transactions (no exceptions) and no expiry of reward points. However, this has now changed. Below are the… Read More »
While we were planning a week long trip to Singapore this June, we got quotes from websites, vacation planners, tour operators etc. All of them were broadly in the range of 60-70k/person (i.e. 120-140k for a couple) and despite that they neither cover all the places we wanted to visit nor the entire cost. What it meant was… Read More »