RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that paying the credit… Read More »
HDFC & Indigo airlines have launched 2 6E Rewards Ka-Ching credit cards. Ka-Ching??? what’s that? Well, HDFC Bank says it is the sound of cash. Okay, we will take their word for it. 😀 The Ka-Ching credit cards come in 2 variants, 6E Rewards, the base variant (annual fee INR700) and 6E Rewards XL the premium variant (annual… Read More »
Amex SmartEarn credit card is an entry-level offering from American Express, it comes with low annual fees and low annual spend threshold for fee waiver. This card is primarily targeted towards the masses, who want to own a American Express credit card, but don’t want to pay high annual fees or don’t want to spend a lot using… Read More »
Amex has introduced a new reward redemption option at 12000 MR points for a statement credit of INR 5310. Recently, I was having a word with Amex customer care to adjust my 18,000 MR rewards points for a statement credit of 7,500 on my Amex MRCC credit card (Detailed review here and more about the card here) .… Read More »
I am usually very excited about air travel, maybe the child in me has not grown up yet :D. Apart from the flight, another exciting part of air travel is the airport lounge, where one can relax and grab something to eat and drink, free of course. :D. Well, to get free airport lounge access one needs to… Read More »
After writing on Air Vistara credit cards last week, I thought of figuring out the best travel credit cards available in India. Simply because when we go on vacation or travel, the single largest expense is the flight cost. While there are only 2 full-service domestic airlines in India that offer air-miles, the travel credit cards space has… Read More »
Air Vistara has recently launched two new co-branded credit cards in tie-up with SBI. The SBI Club Vistara Prime credit card and SBI Club Vistara credit card. Given that Air Vistara already has three credit cards in tie-up with Axis Bank. The Axis Bank Air Vistara Infinite credit card, Axis Bank Air Vistara Signature credit card and Axis… Read More »
I love minting credit card points and I do so by putting my every expense on credit card. Last year, I saved nearly 100,000 on my Citibank Premiermiles card alone. Below are the details on how I did it. Redeemed Citibank Premiermiles point for flight tickets on MMT Citibank Premiermiles reward points offer the best value (1 point=45paise)… Read More »
It is a well-known fact that HDFC Diners Club offers the best rewards among all Indian credit cards. Their 10x program at present is unbeatable. Recently, HDFC launched a new credit card with Diners Club, the HDFC Diners Club Privilege. This card is a mix of Diners Club Black card and Diners Club Miles. Also, the bank has… Read More »
Banks offer a bouquet of credit cards suitable for a wide range of audiences, from entry level cards to super premium credit cards. Well, I did write about a few entry-level credit cards here, it’s now turn to look at the other extreme, the best super premium credit cards available in India. Banks look to make their super… Read More »