Insurance premiums are generally large payments that most of us have to make every year. Further, these insurance premiums tend to run into lakhs depending on the family size. Personally, for me, the annual insurance premiums are in five digits every year. Thus, it makes sense that I use credit cards for insurance premiums. However, here is the… Read More »
Let’s discuss the best ways to pay insurance premium using credit cards and earn reward points/cash back on the same. Over the next few months, we all will have a hefty insurance premium due on us. Typically, a household’s annual insurance premiums would easily be above 100k+. Given that we all have those dreaded LIC policies sold by… Read More »
Given the ever-increasing acceptability of the AmazonPay wallet, it is becoming a go-to wallet for many. Amazon wallet can be used with a wide range of merchant payments and use cases, including bill payments, insurance payments, travel booking, food orders etc apart from paying for Amazon purchases. I prefer to load my Amazon wallet using Amazon Gift Cards… Read More »
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards as mentioned below.… Read More »
If you are looking to choose best credit cards in India, you will be overwhelmed by the options available. Firstly, there are around 30 banks offering credit cards and each bank has several variants. For eg. SBI alone has 42 different credit cards variant to offer. Further, there’s no one-size-fits-all credit card, so the best credit card for… Read More »
In this post, I will list down a few cool credit card hacks that I have come across. These Cool credit card hacks include ways to extend your reward points’ validity, ways to upgrade to a premium credit card, maximise reward points and specific TnC of some cards. Kindly bookmark this post as I will keep on updating… Read More »
RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that paying the credit… Read More »
Nowadays one can swipe credit cards for literally everything. However, are you aware that one can pay house rent via credit cards too? Well, there are multiple options available that allows one to make house rent payment via credit cards. Benefits of paying house rent via credit cards The obvious benefit of using credit cards for house rent… Read More »
Deal stacking/offer stacking/ reward stacking is simply combining multiple offers/coupons or reward points to maximize savings on one’s spend. I believe that despite seemingly tedious at first and low savings, say like ~2%; deal stacking offers combined savings of 10%+, which is a pretty good rate of savings if done on a consistent basis. General avenues of reward… Read More »