Unleash the power of reward points. Introducing the Reward Points Transfer Calculator by CreditCardz

By | June 16, 2024
Reward Points Transfer Calculator

In the dynamic realm of credit card rewards points and travel aspirations, navigating the myriad of options can be a daunting task. What if there was a tool that seamlessly transformed your credit card reward points into your preferred airline or hotel loyalty program? Enter the Reward Points Transfer Calculator by CreditCardz, a revolutionary tool designed for the Indian market. This comprehensive guide explores the features of our calculator, which currently supports 10 popular credit cards and loyalty programs in India, offering conversion options to over 40 transfer partners. Join us as we delve into the intricacies of this powerful tool, invite your feedback for continuous improvement, and encourage you to point out any mistakes to enhance your user experience.

Guide to the Reward Points Transfer Calculator

The Rewards Revolution

Credit card reward points have the potential to elevate your travel experiences, turning everyday spending into a ticket to your dream destinations. I have bought tickets to Singapore for just 2 rupees, stayed in a Taj hotel for just 4500 bucks and in a suite in Mussoorie, and recently had a vacation in Mauritius using credit card reward points. The secret lies in unlocking the full potential of these rewards. Our Reward Points Transfer Calculator by CreditCardz aims to be the key to this transformative experience for you.

The Reward Points Transfer Calculator

Here is the Reward Points Transfer Calculator.

How the Reward Point Transfer Calculator Works

Navigating the world of credit card rewards should be effortless, which is why we’ve designed our calculator with a user-friendly interface. Whether you’re a seasoned rewards enthusiast or a newcomer, it is easy to convert your credit card points into valuable loyalty program benefits.

Our calculator currently supports 10 of the most popular credit cards and loyalty programs in India, catering to a wide range of preferences. Additionally, our extensive database incorporates over 40 transfer partners, ensuring a plethora of choices when converting your credit card points.

Making the Most of Our Reward Point Transfer Calculator

Using our calculator is a straightforward process. Begin by selecting your credit card from the dropdown menu and input the number of reward points you have. You can select up to 5 credit cards. Then choose your preferred airline or hotel loyalty program where you want to transfer your rewards points.

Reward Points Calculator Snapshot

Step 1: Select the cards from the “Cards/Memberships I Have” dropdown. For example, I have selected Amex Gold Card, HDFC Diners Black, Axis Atlas, Amex Plat Travel, and Amex MRCC.

Step 2: Enter the rewards points you have on those credit cards and any ongoing transfer bonus. E.g. I have entered reward points I have against the credit cards and for example have entered the 30% transfer bonus against the Amex Gold Card.

Step 3: Select the program where you want to transfer your reward points from the “Transfer Partners” drop-down. Here, I have selected “United – Mileage Plus”

Output:  In the last table, the calculator calculates the number of United reward points/miles each of the credit cards will give me. It also tells how to transfer the reward points. For example, in the case of Axis Atlas and Diners Black, you can transfer directly to United Miles. However, in the case of Amex cards, you need to transfer via Marriott Bonvoy, i.e. first transfer the points to Marriott Bonvoy and then to United Miles. Do note that since I selected a 30% transfer bonus in the case of Amex Gold, the same has been taken into account while calculating United miles.

Whats new in the Reward Point Transfer Calculator?

First of all, thanks for the feedback. Based on multiple feedback have made the following changes in the Reward Points Transfer Calculator.

  1. Added the ability to a double hop. i.e. Allows one to calculate how many reward points one will end up with when transferred from Amex to Marriott to United Mileage Plus.
  2. Added the ability to add transfer bonus offers.
  3. Expanded the list of credit cards and added, HSBC, HDFC Regalia, Citibank, and a few other Axis cards.

Your Feedback Shapes the Future

We believe in the power of continuous improvement, and your feedback is invaluable. We invite you to share your experience with our Reward Point Transfer Calculator. Did you find the tool intuitive? Are there specific features you’d like to see added? Your insights will play a vital role in enhancing the calculator’s functionality for the benefit of all users.

Help Us Correct Any Mistakes

Perfection is a journey, and we acknowledge that mistakes can happen. If you come across any inaccuracies or issues while using our Reward Point Transfer Calculator, please bring them to our attention. Your attention to detail can contribute to a more seamless and error-free experience for all users.


Embark on a journey of unparalleled rewards with the Reward Point Transfer Calculator by CreditCardz. Whether you’re a seasoned traveler or just dipping your toes into the world of credit card rewards, our tool is designed to elevate your experience. With support for popular credit cards and loyalty programs in India and an extensive network of transfer partners, the possibilities are boundless. Try our Reward Point Transfer Calculator today, share your feedback, and help us create a tool that truly meets your travel and rewards needs.

Image Source: Photo by Aman Tyagi on Unsplash 
This article was written/last updated on 9 Dec 2023.


In the interest of full disclosure, Credit Cardz may earn a referral bonus for anyone that’s approved through some of the links in this post. However, opinions and views expressed here are of the author's alone and not those of the bank, credit card issuer, or anyone else and have not been reviewed, approved or otherwise endorsed by any of these entities.

Author: CreditCardz

Hi, I am an avid credit card user who loves minting reward points on credit cards. I try to put every possible expense on credit card to earn maximum reward points and want realize my dream to travel the world using just rewards points.

2 thoughts on “Unleash the power of reward points. Introducing the Reward Points Transfer Calculator by CreditCardz

  1. SVinvesthub

    This is really helpful. Thanks for creating this.
    Few feature I’d like to see in future:
    1. Consider double hop to transfer points
    e.g. Transferring the points to ITC to MB.

    2. Consider ongoing offers.
    E.g. Amex to MB 30% bonus ongoing offer

    3. Add more cards e.g. ICICI, Citi

    Keep up the great work! 🙂

    1. CreditCardz Post author

      Thanks for the feedback.
      Working on pt 2 and 3 first.

      Pt 1 is something i want to make just thinking about the workflow for it.


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