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Travel Hack

Singapore for 2 @ 94k, courtesy Citi and Yes credit card

While we were planning a week long trip to Singapore this June, we got quotes from websites, vacation planners, tour operators etc. All of them were broadly in the range of 60-70k/person (i.e. 120-140k for a couple) and despite that they neither cover all the places we wanted to visit nor the entire cost. What it meant was our end-to-end trip would easily cost us ~150-170k.

It was then I decided to explore the power of credit card points and voila! Our Singapore trip in the end cost us just 94k i.e 47k/ person all inclusive, including visa and insurance charges.

Here the major items where I saved lots of money:

Flight Tickets: Redeemed my Citibank Premiermiles points on MMT for flight tickets. End result – Return ticket for 2 which would have cost 46k on Singapore Airlines, we ended up paying just 4Rs. (It’s not a typo, just Rs. 4). So straight saving of 46000.

Hotels: We decided to stay in 2 hotels during our stay (Hotel Nostalgia and Yotel Singapore). Here too, I used my Yes Bank credit card points to book Hotel Nostalgia for 2 nights. Typical room cost is ~7400/night, but I paid just 119 for 2 nights (Again its not a typo, 119 for 2 nights for a boutique hotel in Singapore). Savings of ~14500.
For remaining days, I used MMT clubbed with Citibank offer where I saved ~8000 on the other 4 nights.

Thus in all, using my credit card points and offers I straightaway saved ~70000 on flights and hotel bookings.

How do have so much points on cards? Simple! Put all expenses on credit card, be it utility bills, insurance premiums (life + medical), groceries, house rent, payment to dhoodhwala etc, just about everything on credit card.

Again, it’s not that I earned all these points in one year, these points have been accumulated over the last 2-3 years.

Will write more about the credit cards (Citibank Premiermiles and Yes Bank credit card) I use, plus other savings that I did on Singapore vacation in upcoming posts.

Disclaimer
In the interest of full disclosure, Credit Cardz may earn a referral bonus for anyone that’s approved through some of the links in this post. However, opinions and views expressed here are of the author's alone and not those of the bank, credit card issuer, or anyone else and have not been reviewed, approved or otherwise endorsed by any of these entities.

1 Comment

  1. srik

    booking with points is also one kind of spending , isn’t it?
    may be thats reserve booking.

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