Uni 1/3rd Card is a unique Buy Now Pay Later (BNPL) product that allows you to split all your spending into 3 EMIs for free. Basically, all the spending done in a month can be paid back in 3 equal monthly instalments without any interest or charges. However, if you decide to pay in full, you get a… Read More »
We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of credit card reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to accumulate… Read More »
Given the ever-increasing acceptability of the AmazonPay wallet, it is becoming a go-to wallet for many. Amazon wallet can be used with a wide range of merchant payments and use cases, including bill payments, insurance payments, travel booking, food orders etc apart from paying for Amazon purchases. I prefer to load my Amazon wallet using Amazon Gift Cards… Read More »
I applied for an HSBC Platinum credit card last month and it was a spur of the moment decision without any thought or strategy on how I will maximise the benefits. Here I am, after a month, regretting about missing the welcome offers and realising that this card has a mediocre reward rate too. Reward rates are okay… Read More »
Rent payment being a major expense for most of us, it is always great if there are offers that allow us to save some money on it. Below are the ongoing rent payment offers on credit cards. I have been personally using credit cards to make rent payment for a few years now. Last year I had compared… Read More »
Bank of Baroda Select or BoB Select credit card is an entry-level credit card from Bank of Baroda stable. I didn’t know that this card exists until a friend of mine applied for it recently. It was then I checked out the features of this credit card and was quite impressed. Update August 2021 – From September 2021… Read More »
Citibank recently decided to exit the consumer banking business from 13 countries, including India. While this raises many questions, but a couple of important ones are what to do with existing Citi credit cards and reward points? Moreover, which alternate credit card to apply for? Below are my thoughts on these questions. Citi Credit Cards: What do with… Read More »
Given the recent surge in domestic fuel prices, it makes sense to figure out the best fuel credit cards in India. Simply because using the right credit card at a petrol pump can help one save around 2-4% annually on one of the most inelastic expense. Given fuel expense is an inelastic expense it’s not surprising that nearly… Read More »
2021 promises to be a good year in terms of credit card launches. In the first 3 months, we have already seen a few good launches i.e. SBI Aurum credit card and 4 credit cards from IDFC First Bank. In the rest of the year, I expect around 6 new card launches to happen. Below is the list… Read More »
In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards as mentioned below.… Read More »