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How to choose credit cards

Credit Card Hack, Hack

How to choose best credit cards in India?

If you are looking to choose credit cards in India, you will be overwhelmed by the options available. Firstly, there are around 30 banks offering credit cards and each bank has several variants. For eg. SBI alone has 42 different credit cards variant to offer. Further, there’s no one-size-fits-all credit card, so the best credit […]

Credit Card Hacks

Credit Card Hack, Hack

Cool credit card hacks

In this post, I will list down a few cool credit card hacks that I have come across. These hacks include ways to extend your reward points’ validity, ways to upgrade to a premium credit card, maximise reward points and specific TnC of some cards. Kindly bookmark this post as I will keep on updating […]

American Express, Bank, Misc

Amex Platinum Travel – Hands-on Experience

While doing the detailed review of Amex Platinum Travel credit card, I realised how good the product is. In a gist, it gives you ~5% reward rate on spending 4 lakhs in a year. Thus, I applied for it right away. In this post, I discuss my thoughts behind applying this card and the application […]

Bank, Card Review, Compare, Kotak Bank

Kotak 811 #DreamDifferent: Review

Kotak Bank recently launched a new secured credit card 811 #DreamDifferent. Well, this is not a new credit card per se; it’s the re-branded version of Kotak Aqua Gold credit card. However, Kotak 811 #DreamDifferent, is a completely revamped version of the Kotak Aqua, which was a very mediocre product. With this new card, Kotak […]

Bank, Card Review, Co-Branded Credit Card, ICICI Bank

ICICI Amazon Credit Card – My thoughts

ICICI Amazon credit card is an entry-level credit card launched last year. It is a no-frill credit card and is free for life (no joining fees and no annual fees). When the card was launched last year, I was in no mood to apply for it. After all, who wants an entry-level credit card with […]

HDFC Regalia Diners Privilege

Bank, Card Review, Compare, HDFC Bank

HDFC Regalia vs Diners Privilege – Which one to choose?

HDFC Regalia is one of the most popular premium card available in the market. At the same time, HDFC Diners Privilege is another premium credit card offering from the HDFC Bank. One can read a detailed review of Diners Privilege here. Today, I will review HDFC Regalia credit card and compare the same with Diners […]

Bank, Card Review, RBL Bank

RBL World Safari Credit Card – Review

RBL World Safari credit card is marketed as India’s first credit card with 0% markup fees on forex transactions. In a way, it tries to club the benefits of a prepaid forex card and the convenience a credit card into one offering. Read on to find out whether it makes sense to opt for this […]

American Express, Bank, Card Review

Amex Platinum Travel Credit Card (India)- Review

Amex Platinum Travel credit card is one of the most rewarding cards available in India. It offers a reward rate of up to 6%, which is one of the highest in the market. These kinds of reward rates would convince anyone to take this card; however, a high annual fee of 5,000+ taxes acts as […]

Rent Payment Offers

Compare, Credit Card Hack, Hack, Misc

Pay rent using credit cards – Which are the best options?

Seems like many fintechs have taken the fancy of allowing users to pay rent using credit cards, and rightly so. Given the cash crunch due to the current lockdown, paying rent using a credit card can provide much-needed liquidity to users. When I last wrote on this topic, there were only two credible options- RedGiraffe […]

Bank, Card Review, SBI

SBI Prime Credit Card Detailed Review

SBI Prime credit card is a premium credit card offering from SBI Cards. This credit card targets affluent customer segment and offers reward benefits, milestone benefits, annual fee waiver and free lounge access. It also offers complimentary Club Vistara and Trident Privilege memberships. Not to mention that SBI Prime has an amazing design; in fact, […]

Citibank Rewards Credit Card

Bank, Card Review, Citibank

Citibank Rewards Credit Card Review

Citibank Rewards Credit Card is an entry-level credit card from Citibank designed for frequent shoppers.  This credit card comes with a low annual fee with easy to achieve the target for the fee waiver. Since Citibank Rewards credit card targets frequent shoppers it offers accelerated reward points on spends at apparel and department stores. So, […]

Axis Bank, Bank, Card Review, Compare, ICICI Bank, SBI, Yes Bank

Best Credit Cards against FD in 2020

Credit cards against FD (Fixed Deposit) also known as Secured credit cards are credit cards issued to people who have a low credit score or have no source of documented income. These cards are issued against a bank’s fixed deposit as lien. The credit limit for a credit card against FD is usually a percentage […]

SBI Simply Save Credit Card

Bank, Card Review, Compare, SBI

SBI Simply Save Credit Card Review

SBI Simply Save credit card is yet another entry-level credit card from SBI. If one imagines the Simply Save and Simply Click credit cards as the actors in the popular sitcom Two and a Half Men Simply Save would be the poor younger brother Alan Harper and Simply Click would be the popular and suave […]

Credit Card bill interest calculation

Credit Card Hack, Hack, Misc

Despite RBI moratorium, pay your full credit card bill

RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that […]

Paytm First Credit Card

Bank, Card Review, Citibank, Co-Branded Credit Card, Paytm

Paytm First Credit Card Detailed Review

Paytm in collaboration with Citibank has launched Paytm First credit card, an entry-level card targeting existing Paytm users. Now, Paytm being a Payments Bank cannot offer lending products such as credit card on its own. Thus, it had to launch this Paytm First credit card as a co-branded card with Citibank.

SBISimplyClickCreditCard

Bank, Card Review, Compare, SBI

SBI Simply Click Credit Card Review

SBI Simply Click credit card is an entry-level credit card targeting online spenders. This card provides 10X reward points with many popular online websites such as Amazon, BookMyShow, Cleartrip etc. Further, it provides 5X reward points for other online spends. Let’s have a detailed look at SBI Simply Click credit card and compare the same […]

RBL Zomato Edition Credit Cards

Bank, Card Review, Co-Branded Credit Card, RBL Bank

RBL Zomato Credit Cards – Detailed Review

RBL Bank and Zomato has launched Edition co-branded credit cards in partnership with Mastercard. These co-branded credit cards are targeted towards regular Zomato users and promise a reward rate of 5%-10% on Zomato orders. Not to forget the complimentary Zomato Gold membership on these credit cards. Here is everything one needs to know about these […]

6E Rewards Ka-ching Banner

Airline Card, Bank, Card Review, HDFC Bank, Indigo

6E Rewards Ka-Ching credit cards by HDFC & Indigo

HDFC & Indigo airlines have launched 2 6E Rewards Ka-Ching credit cards. Ka-Ching??? what’s that? Well, HDFC Bank says it is the sound of cash. Okay, we will take their word for it. 😀  The Ka-Ching credit cards come in 2 variants, 6E Rewards, the base variant (annual fee INR700) and 6E Rewards XL the […]

SBI Landmark Cards snapshot

Bank, Card Review, Compare, SBI

New SBI Landmark credit cards launched

SBI Card in the runup to its IPO has launched new co-branded credit cards with Landmark group. While SBI Card and Landmark has launched 9 credit cards in all, actually they are just 3 cards (Prime, Select and Base variant). What SBI and Landmark have done is launched 3 credit cards under each of their […]

Forex Cards

Compare, HDFC Bank, ICICI Bank, Misc, Travel Hack, Yes Bank

Forex Cards: Niyo Global vs Other Forex Cards

Recently, a friend asked me about the best forex cards available in the market. Although I was sure that Niyo Global is the best forex card but just to convince him I did a data comparison on forex cards of major Indian banks. While the concept of forex cards is simple and straightforward. Their only […]