Citibank has announced changes to its reward program and excluded many major categories from it, effective from 12th October 2019. Personally, Citibank is my primary card (till now that is) because of its simplicity. One gets reward points for all the transactions (no exceptions) and no expiry of reward points. However, this has now changed. Below are the… Read More »
American Express Membership Reward card (Amex MRCC) is one card that I recommend everyone should keep in one’s wallet, without fail. Not only this card gives a status symbol of using an Amex card but also the reward rate and features of the card are among the best in class. About the Amex Membership Reward Card The Amex… Read More »
Just a few days back HDFC Bank launched its Millennia Credit Card (Read review here) and now StanChart has launched its DigiSmart Credit Card again targeting millennials (aka people who like to spend more online) About the StanChart DigiSmart Credit Card StanChart DigiSmart Credit card is an entry-level credit card that means it has low fees and offers… Read More »
I love putting all my daily spends on credit cards to get reward points and cashback, however, the most boring part is making credit card bill payments, simply because there are no cash backs or reward points for it. However, this has now changed. By using Cred app, one gets rewards for making credit card payments. Cred app… Read More »
Deal stacking/offer stacking/ reward stacking is simply combining multiple offers/coupons or reward points to maximize savings on one’s spend. I believe that despite seemingly tedious at first and low savings, say like ~2%; deal stacking offers combined savings of 10%+, which is a pretty good rate of savings if done on a consistent basis. General avenues of reward… Read More »
With the launch of HDFC Millennia credit cards, all the top banks have launched cards targeting youth aka millennials. The target segment here is the customer base who tends to shop a lot more online on website such as Flipkart, Amazon, MMT, GoIbibo etc. Thus, this makes it an apt time to compare the three cards i.e. Axis… Read More »
HDFC Bank recently launched Millennia credit card targeting millennials of the country, however, the card is available to every Indian above the age of 21 max up to 60years. ? Millennia card’s launch is an attempt to kill two birds with one stone Take on ICICI Amazon and Axis Flipkart cards which were launched recently also targeting millennials… Read More »
Staying with my recent Singapore visit, another way I saved money was on my forex card. While searching for forex cards I came across this unique offering from NiYO Global. NiYO promises forex conversion at Visa rates without any mark-up, currency conversion charges or taxes etc. I used NiYO Global card extensively in Singapore and being a Visa… Read More »
Well, this might common knowledge for many out there, but I was pleasantly surprised to know that incoming international SMS are free while traveling abroad from India. Whether on a Postpaid or a Prepaid connection, one just needs to activate international roaming on the phone. When planning my vacation to Singapore, I was worried about keeping my primary… Read More »
While we were planning a week long trip to Singapore this June, we got quotes from websites, vacation planners, tour operators etc. All of them were broadly in the range of 60-70k/person (i.e. 120-140k for a couple) and despite that they neither cover all the places we wanted to visit nor the entire cost. What it meant was… Read More »